Fincra

Custom API infrastructure and FX
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Fincra

Fincra

B2B payment infrastructure: API-driven virtual accounts, merchant payouts and automated FX matching.

fincra.com · onboarding 10 days – 2 weeks · best for custom api infrastructure and fx

WHAT IT REACHES
DRCYour market
MM-Pesa (Vodacom)Orange Money
GhanaYour market
MTN MoMoTelecel Cash
KenyaYour market
MM-Pesa (Safaricom)Airtel Money
LesothoYour market
MM-Pesa (Vodacom)
MozambiqueYour market
MM-Pesa (Vodacom)
NigeriaYour market
MTN MoMoAirtel Money
South AfricaYour market
Bank and card rails
TanzaniaYour market
MM-Pesa (Vodacom)Airtel Money
TO SIGN UP
7 ITEMS
Certificate of incorporation

Business registration document for the entity that will hold the account.

Tax identification number

TIN or equivalent for the registered entity.

Director ID and proof of address

Government ID plus a utility bill or bank statement under three months old, for each director.

Settlement bank account

Account in the business's name, in a currency the provider settles.

Must match the registered entity exactly.

Website or app URL

Live URL showing what you sell, with pricing and contact details visible.

Expected monthly volume

A range is fine — it sets your initial limits, which we raise once traffic is steady.

Board resolution

Signed authority naming who may operate the account.

Fincra asks for this on B2B accounts.

We file these with Fincra for you — send them once and we handle the back and forth.

SETTLEMENT CURRENCIES
NGNUSDEURGBPKESGHSZAR
API-firstVirtual accountsFX matchingBulk payouts
ALSO MATCHED

Nothing on standby. Providers you matched with in the Navigator land here, ready to switch to.

You run on one provider. The rest stay matched in case a market or product changes.

ADD ANOTHER PROVIDER
4 MORE LISTED
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Adds 7 markets (Cameroon, Côte d'Ivoire, Malawi…)

DPO Pay

DPO Pay

Travel, retail POS and hospitality · onboarding 7–10 days

Adds 9 markets (Botswana, Côte d'Ivoire, Malawi…)

Interswitch

Interswitch

Nigeria-heavy volume, switching and card rails · onboarding 10 days – 2 weeks

Adds 2 markets (Gambia, Uganda)

Tingg (by Cellulant)

Tingg (by Cellulant)

Multi-country checkout and payouts · onboarding 10 days – 2 weeks

Adds 5 markets (Botswana, Cameroon, Côte d'Ivoire…)

Running on a provider we don't list, or want one we haven't integrated? Tell us who and we scope it — most acquirers take a couple of weeks to add.

KOLLEKT